Send a link. Get paid online.

You don't need a card machine to accept card payments with Pay by Link.

Send a link. Get paid online.

You don't need a card machine to accept card payments with Pay by Link.

Send a link. Get paid online.

You don't need a card machine to accept card payments with Pay by Link.

1. Create your payment link.

Download the Yoco App, create a sale and choose Pay by Link as the sale method.

2. Send your payment link.

Send the payment link to your customers on WhatsApp, email, SMS or social media.

3. Get paid safely online.

Your customer enters their card details and pays you from anywhere in the world.

Instant payment notifications.

Every sale you make – through Pay by Link or a Yoco card machine – is created and recorded in your Yoco App.

  • Get instant notifications when an online payment is made.

  • Get confirmation when the money is in your account.

  • Send professional invoices and follow up on outstanding payments in-app.

No contracts or monthly fees.

With Yoco, you only pay when you transact. With a max of just 3.45% (ex. VAT) for Pay by Link. And the more you sell, the lower your rates become.

No contracts or monthly fees.

With Yoco, you only pay when you transact. With a max of just 3.45% (ex. VAT) for Pay by Link. And the more you sell, the lower your rates become.

No contracts or monthly fees.

With Yoco, you only pay when you transact. With a max of just 3.45% (ex. VAT) for Pay by Link. And the more you sell, the lower your rates become.

Your rate goes down as your sales go up.

Drag the slider to see your estimated transaction fee per sale, based on your monthly turnover.

Custom rate

In-person Payments (ex. VAT)

Custom rate

Online Payments (ex. VAT)

R0 +

Monthly turnover

How our customers use Pay by Link.

Accepting card payments online with Pay by Link opens up a whole new way to do business:

  • Get paid on Instagram, WhatsApp, SMS or email.

  • Get paid by customers in a different city or even overseas.

  • Get paid for your delivery services.

  • Get paid for an online class.

  • Add Pay by Link to your invoices.