Yoco online payments.

You don't need a card machine to get paid with Yoco.

Yoco online payments.

Take card without a card machine.

With payment links, plugins, QR codes and more, you don't need a card machine to take card payments with Yoco.

Accept all major cards.

Accept any credit and debit card online with Yoco.

No monthly fees. Ever.

Only a small fee per transaction that drops the more you sell.

Sign up for free.

There's no cost to start and no contract to sign. Seriously.

Get paid without a card machine.

Whether you're selling on social media or running an online store, it's simple to take card payments with Yoco.

Send payment links to your customers.

For businesses with no online store.

Take online card payments by sending your customer a payment link on WhatsApp, email, Facebook or Instagram.

Sign up is free and you get access to powerful tools like the Yoco App and Business Portal.

Discover Pay by Link

Take card payments on your website.

For businesses with an online store.

Take online card payments on your website with our payment gateway and enjoy every Yoco benefit.

Join for free, get set up in minutes and access great tools to grow your business.

Discover payment gateway

Raise funds for a good cause.

Create a public link that anyone can use to pay you.

You don't need a website to drive support for causes close to your heart. Whether it's education, equality or animal welfare, you can set up a relief fund online with Yoco.

See online payments in action.

New ways to do business.

Book iBhoni owner Mpumelelo Mtintso used online payments to pivot his tourism company into an essential service. See how he did it in this short video.

Get more support from your customers.

With online Gift Vouchers, you're open 24/7.

Create your online Gift Voucher in the Yoco App, share it online and sell it to your customers. Anytime, anywhere.

Access awesome business tools.


Any merchant using our online payment tools also gets access to:

  • Free Yoco App to manage your business and sell from anywhere.

  • Free Business Portal for performance reports and dashboards.

  • Expert support and solutions 365 days a year.